sarahmichigan: (Default)
[personal profile] sarahmichigan
Man almost loses home to foreclosure after 80-cent payment error.

I'm not surprised at this AT ALL. We have a SPOTLESS credit report, and Bank of America sent us to debt collection over a matter of less than $40 after it was less than 10 days overdue, and the issue was at least 50 percent their fault (issue with setting up auto bill-pay). As soon as we're able to pay our mortgage down a little, we are withdrawing all of our business, incuding checking, from BOA and putting it solely into a local credit union.

Most of my posts here are friends-locked, but I am making this public (and cross-posting widely) to cause BOA the maximum embarrassment possible. F*ck Bank of America.

Please feel free to pass this link, which should embarrass every BOA employee in the nation, on and distribute it widely.

Date: 2012-01-26 05:23 pm (UTC)
From: [identity profile] jojomojo.livejournal.com
I'm pretty happy with DFCU, for what it's worth. Also, Capital One and Chase didn't even want to know me re: a credit card because I had no credit record, and the former managed to leak my details to some scammers to boot! So, yeah, credit unions are the way to go.

Date: 2012-01-26 06:02 pm (UTC)
From: [identity profile] sarahmichigan.livejournal.com
We actually have an account with DFCU and that's where we plan to move all the BOA money/business eventually.

Date: 2012-01-26 07:49 pm (UTC)
From: [identity profile] wednes.livejournal.com
Bank of American hired an army of lobbyists when it was rumored that Obama was going to make them have their paperwork in order before they could legally throw someone out of their home. They should have been embarrassed that they would even fight such a thing--but no. If banks are people (I forget--are they?) they are assholes.

Date: 2012-01-27 04:29 pm (UTC)
From: [identity profile] dionysus1999.livejournal.com
If corporations really are people, why can't we throw them in jail for 30 years?

Date: 2012-01-27 05:45 pm (UTC)
From: [identity profile] wednes.livejournal.com
I suspect we'll learn the answer to that question once Obama is elected to a second term.

"BP Oil, you have the right to remain silent..."

Date: 2012-01-31 12:37 am (UTC)
From: [identity profile] rossja.livejournal.com
That's a great question. Corporations argue for rights as a person, but don't want to face the consequences like a real person. Ponderous and rather convenient.

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